We understand that life can present challenges, and sometimes that might impact your credit. We’re here to tell you that having credit issues doesn’t mean you can’t access reliable transportation. At Midland Chrysler we specialize in assisting customers with credit challenges, and we have a range of solutions designed to help you get back on track while driving the car you need.
Don't let credit challenges hold you back from getting the vehicle you need. Our team is dedicated to helping you overcome these challenges and get back on the road with confidence. Contact us today
Our experienced financial advisors are experts in working with individuals who have varying credit histories. We'll take the time to understand your situation, explain your options, and guide you towards the best financing solution tailored to your needs.
We offer specialized financing programs designed for customers with credit challenges. These programs often feature flexible terms and competitive rates, allowing you to secure a loan that suits your budget and helps you rebuild your credit.
Making timely payments on a car loan is a great way to rebuild your credit. We report your payment activity to credit bureaus, giving you the opportunity to demonstrate your commitment to responsible credit management.
We offer a diverse inventory of vehicles to choose from. Whether you're looking for a new or pre-owned car, truck, or SUV, we have options that fit your preferences and budget.
We understand that coming up with a large down payment can be challenging. Our dealership offers flexible down payment options to help make the financing process more manageable.
No two credit situations are the same. We take a personalized approach to each customer, working closely with you to find the best solution that aligns with your financial goals.
Our commitment to you goes beyond just financing. We're here to provide credit education and advice, helping you understand how credit works and providing guidance on improving your credit score over time.
How big does the down payment on a car need to be? Just as with buying a home, most lenders like to see a down payment that’s at least 20% of the car’s price.
The following reasons can help explain why a 20% down payment makes sense:
The bigger the down payment, the smaller the loan you’ll need.
A bigger down payment generally earns you more favorable loan terms, which saves you money in the long run.
Ancillary Products
As you are getting ready to sign the contract, Midland Chrysler may offer you additional products and services in the purchase or leasing process. We do not require you to purchase these optional products or services for credit approval or a specific interest rate.
Read the Contract Carefully
Buying a new vehicle can sometimes be a lengthy process. Once you have a contract in hand, be sure to take as much time as you need to read the contract in full before you sign.
Make sure the paperwork matches the negotiated terms and do not be afraid to ask questions. You should only sign documents after you have read and understand the terms and price. When leaving Midland Chrysler we make sure you have a signed copy of the completed credit contract or lease agreement.